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安联尊悦单程计划是专为海外旅行人士设计的一种高品质、高性价比的境外旅行保险，涵盖境外旅行期间意外、疾病和财产等项目，承担高额医疗费用补偿并提供紧急医疗救援服务，还新推出“行李延误”和“转机延误”等保障项目，考虑细微周到，覆盖面全，无免赔额和年龄的限制约束，承保期长达180天。Allianz Elite SINGLE TRIP Plan is a top-level coverage specifically designed to meet the needs of travelers to oversea, comprehensively covers Accidental, Sickness personal effects, and provides emergency medical assistance. No deductible and age application limits
保单特色 Features
 无年龄限制，老幼皆保No age application limits
无免赔额，全额理赔No deductible
高额医药费用保障补偿，紧急医疗救援Medical reimbursement with emergency medical assistance
十五项周全保障，涵盖人身、财物和行程保障Comprehensive protection
二十四小时全球服务24 hours worldwide emergency assistance service
保险期间灵活，从1到180天可灵活组合计划Flexible insurance period
保险利益Benefits
意外身故、烧伤及残疾保险金（Accidental Death、Burns and Dismemberment）：赔偿因意外事故导致的身故、烧伤或残疾。Provide a lump sum payment in the event of a death，burns or dismemberment as a result of an accident.
医疗费用补偿（Medical Reimbursement Rider）：赔偿因罹患疾病或意外事故而导致的实际医药费用。Reimburse the actual medical expenses due to an injury or sickness.
医疗运送和送返（Medical Evacuation & Repatriation Rider）：若被保险人罹患疾病或遭受意外事故,由蒙迪艾尔旅行援助服务公司安排及提供医疗运送和送返的服务。Mondial-assistance will arrange and provide the medical evacuation and repatriation services, if the Insured Person suffers an injury or sickness during a trip.
身故遗体送返（Repatriation of Mortal Remains Rider）：若被保险人不幸身故，蒙迪艾尔旅行援助服务公司安排遗体送返住所地。Mondial-assistance will arrange the repatriation of remains of the Insured Person to his/her place of residence.
附加医疗协助服务（Additional Medical Assistance Services Rider Medical Reimbursement Rider）：被保险人在旅行期间，蒙迪艾尔旅行援助服务公司提供附加医疗协助服务 Mondial-assistance will provide Additional Medical Assistance Services Rider Medical Reimbursement Rider during a trip
a) 若被保险人罹患疾病或身故，送返无独立生活能力之子女 Return of Dependant Children
b) 若被保险人罹患疾病或身故，送返旅行同伴 Return of Traveling Companion
c) 若被保险人直系亲属身故且必须参加葬礼，公司会送返被保险人回中国进行慰问探访 Compassionate Visit
随身物品(Personal Effects)：赔偿行李、行李中物品及随身物品的被窃、被抢或因第三方责任而被损坏Covers any loss or damage of personal baggage and effects due to theft or robbery or caused by third party.
旅程延误 (Travel Delay)：若由于恶劣天气、机械故障、自然灾害、罢工、劫持而导致飞机或轮船延误连续6小时以上，被保险人可获本公司补偿Benefit will be paid for every 6 hours of delay, due to inclement weather, natural disaster equipment failure, strike or hijack.
转机延误(Missed Connecting Flight):若由于机械故障、罢工、重大火灾、暴雨、水灾而导致错失继续前行需要乘搭的预定航班、国际列车或轮船12小时以上 Benefit will be paid for every 12 hours of delay, due to inclement weather, natural disaster equipment failure, strike or hijack.
个人钱财(Personal Effects Rider):赔偿个人被窃或被抢劫的个人钱财。Cover loss of money due to theft and robbery
旅行证件丢失 (Loss of Travel Documents Rider):保障因遗失护照、旅行票据及其它旅行证件所支付的重置费用及相关额外旅行和酒店住宿费用。Cover the cost of replacement for passports, travel tickets and other travel documents as well as additional travel expenses, hotel accommodation expenses incurred.
旅程缩短 （Trip Curtailment Rider）:若被保险人因遭受劫持、送返医疗、直系亲属患病或死亡、或目的地发生暴动、或因突发公共交通工具承运人雇员罢工、自然灾害、目的地突发传染病而无法正常旅行，则其未使用且不可退回的旅行费用可获赔偿。The Company shall reimburse the Insured Person the unused and non-refundable travel expenses for the Journey due to hijack, medical repatriation and evacuation, reasons death, serious injury or serious sickness of the Insured person’s Immediate Family Members sudden occurrence of strikes by employees of a Common Carrier, outbreak of riots, natural disasters, or epidemics at the planned destination
境外个人责任 （Personal Liability Abroad Rider ）:赔偿因意外事故导致他人身体伤害或财产损失而依法实际支付的赔偿金额。Cover legal expense and compensation for bodily injury or damage to property of the third party as a result of accident
保险利益明细表 Schedule
| 基本保障Benefits |
每个被保险人保险金额 Limit (RMB) / Person |
| 意外身故、烧伤及残疾保险金(18周岁（含）以上且75周岁以下) Accidental Death, Burns & Dismemberment (Persons aged 18 years or over or under 75 years) |
500,000 元 |
| 意外身故、烧伤及残疾保险金(18周岁以下或75周岁（含）以上) Accidental Death, Burns & Dismemberment (Persons aged under 18 years old or 75 years or over) |
250,000 元 |
| 医疗费用补偿Medical Expenses |
500,000 元 |
| 紧急医疗运送及送返Medical Evacuation & Repatriation |
无限额 |
| 身故遗体送返 (在国外丧葬费用以30,000元为限) Return of Mortal Remains (Foreign local funeral expense limited to RMB30,000) |
无限额 |
| 附加医疗协助服务 Additional Medical Assistance Services |
包含 |
| 行李遗失或损坏（行李内{0>Valuables Inner Limit<}0{>贵重物品赔付限额3000元<0},{0>Single Article Limit<}0{>单件物品赔付限额1000元) Baggage Loss or Damage (Valuables Inner Limit RMB3000, Single Article Limit RMB1000) |
上限 6,000 元 |
| 行李延误12小时以上之基本生活必需品购买 Baggage Delay up to 12 hours, for Essential Purchases |
4,000 元 |
| 旅行延误 Travel Delay (每6小时延误赔偿400元; RMB400 for every 6 hours of delay) |
上限 2,400 元 |
| 转机延误 Missed Connecting Flight (每12小时延误赔偿400元; RMB400 for every 12 hours of delay) |
上限 2.400 元 |
| 转机延误12小时以上帮助安排并支付当夜住宿 Arrange and pay for overnight accommodation due to a Missed Connecting Flight for more than 12 consecutive hours |
2,500 元 |
| 个人钱财遗失 Loss of Personal Money |
2,000 元 |
| 旅行证件遗失 Loss of Travel Documents |
20,000 元 |
| 旅程缩短 Trip Curtailment |
30,000 元 |
| 境外个人责任 Personal Liability |
1,000,000元 |
保费明细表 Premium
| 保险期限Period of cover |
保险费 Individial Premium (RMB) |
保险期限Period of cover |
保险费 Individial Premium (RMB) |
| 1------7天Days |
290元 |
31---60天Days |
1195元 |
| 8-----10天Days |
380元 |
61---90天Days |
1540元 |
| 11---14天Days |
500元 |
91--120天Days |
1745元 |
| 15---21天Days |
590元 |
121-150天Days |
1995元 |
| 22---24天Days |
780元 |
151-180天Days |
2535元 |
| 25---30天Days |
805元 |
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蒙迪艾尔为您提供了极其方便的援助环境，覆盖全球的服务网络，24小时的援助热线，训练有素的专业人士，无母语障碍的沟通方式。无论你在何时、何处，只需一个免费电话，蒙迪艾尔救援人员会随时为您提供帮助—— Mondial provide the help that you need is made as simple and convenient as possible. Our Response Center is available to you on a 24hr basis in your local language. so no matter where you are, one phone call can arrange everything you need.
国际医疗救援，包括安排入院许可、费用垫付，牙医急诊和紧急医疗运送；International medical assistance, including arrangement of hospital admission, payment guarantee and emergency medical evacuation & repatriation;
各种咨讯服务，特设有24小时咨询和礼宾服务热线；Arrange of 24 hours’ advice services.
特别协助，包括护照遗失协寻、行李遗失协寻和紧急旅游协助；Special Assistance, including lost travel document assistance, lost luggage assistance and emergency travel assistance
如何利用Mondial-assistance蒙迪艾尔旅行援助服务 How To Take Advantage of Mondial-assistance
当你在旅途中遇到麻烦时，最希望得到的是及时有效的帮助，蒙迪艾尔国际救援集团作为安联旗下成员机构，是全球最大的救援集团，拥有40万的专业服务人员为您提供24小时的全球旅行支援服务，您只需拨打一个24小时免费电话，并告诉Mondial-assistance工作人员您所需的服务并请提供您所在地详情,电话及您的保单号码，您就会获得Mondial-assistance的及时周全服务。When a problem occurs while traveling, arguably the most important thing is, where will help come from, Mondial Assistance is an Allianz Group company and also happens to be the largest Assistance Company of its type in the world, Mondial Assistance has more than 400,000 service providers spread across the globe and for you, that means that assistance is nerve far away. What you should do to access the services only is to place your collect call through long-distance telephone operator for 24-hour medical service and tell the Mondial-assistance operator details of your policy number, current location, telephone number and which service you need.
赔偿指南Claims Handling
申请赔偿请与本公司联络，索取理赔申请表格Please contact the Company to obtain the claim form.
填妥理赔申请表格连同保险合同及有关证明文件递送至本公司理赔部Complete the form and return to our Claim department, together with the Insurance Policy and all relevant supporting documents.
有关证明文件包括医院或医生报告，医药费用等原始收据,警方或承运人的证明等All relevant supporting documents include medical reports, hospital original receipts, police reports, carrier statements, etc.
本保险产品简介不构成保险合同的一部份，详细内容请参阅保险合同条款，并以该条款为准。
This Document does not constitute to the part of the insurance policy, Please refer to the provisions in the policy for the details. | |
